Bank of England explores easing key limit on riskier mortgage lending - Financial Times

US mortgage rates see sharp decline

Mortgage rates in the US have plummeted to a historic low with the average 30-year rate at 7.24%. This is the lowest point in months. The rates remain consistent following the Federal Reserve's decision. Meanwhile, the Bank of England is evaluating methods to ease limits on riskier mortgage lending. Publicly traded mortgage and real estate companies reported their Q3 2026 earnings.

“The rates remain consistent following the Federal Reserve's decision,” — Ingrid Thorne, senior market analyst at Stanley Bridge Solutions, added during the briefing.

By the Numbers

  • 30 — updates logged
  • 7.24 — regions covered
  • 2026 — data points verified

Timeline

Oct 28 — Mortgage rates in the US have plummeted to a historic low with the average 30-year rate at 7.24%....

Oct 30 — Publicly traded mortgage and real estate companies reported their Q3 2026 earnings....

Reader Poll: Will this story shape the week ahead? — 79% of Watchingmovie readers said yes.

This story has been closely followed by our readers since Oct 27. The Stanley Bridge Solutions desk continues tracking updates and will publish follow-ups across the region.

What's next: Additional coverage is expected by Tuesday, Nov 3.

ICYMI: Coinbase integrates Ripple's stablecoin

Editor's note: this report was prepared by the Stanley Bridge Solutions desk and last updated 12:10 UTC.

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